Identifikasi indikator kegagalan bank perkreditan rakyat di wilayah Jabodetabek
Bowo Widyohartadi
ABSTRACT BOWO WIDYOHARTADI, THE IDENTIFICATION OF THE INDICATOR OF THE RURAL BANKS FAILURE IN THE REGION OF JABOTABEK (guided by Prof. Dr. Tumari Jatileksono) The purpose of this research is applied to analyze the factors that are indicated as the determinant of business failure, those factors are credit, cost control and management performance in controlling operation that are strongly and significantly indicated can affect the Rural Banks business failure in the region of Jabodetabek in 2006. The research methods using the instrument of logistic regression analysis by independent variable are 10 financial ratios and compliance management point/ dependent indexes and variables are successful /unsuccessful Rural Banks. The choice of the analytical tool is to know causal relationship. The sampling technique is purposive sampling adjusted with the research necessity that are successful / unsuccessful Rural Banks. The result of the research shows that Bad Loans, Loanta dan BoPo are proofed has significant role Rural Banks business failure. Nevertheless, the other ratios and indexes are not significantly influenced to the Rural Banks business failure. Logistic regression having the ability to explain business failure by the variables is about 50,8% that mean the failure of Rural Banks written by Y symbol (dependent variable) can be influenced by the financial ratios aforesaid written by X symbol (independent variable) by the percentage about 50,8%. The three variables aforesaid that can estimate the failure can be signal in forecasting the management action in terms of performance improvement. Bad Loans and BoPo variables to external parties can be used as description in evaluating to the ability of liabilities settlement. For the functions of internal parties is to determine the next operational strategy and policy.
- No. Panggil 658.4 WID i
- Edisi
- Pengarang Bowo Widyohartadi
- Penerbit 2010
